Sports Team Insurance

Sports Team Insurance
High School Equestrian Team, how does it work?

I do NOT have a equestrian team at my high school but i am interested due to possibilites of trying to add one to my school

Depends where you live, I am in michigan and we are “governed” by MIHA- michigan interscholastic horseman’s association- http://www.miha.org/ each state most likely has something similar, I would search for it online if I were you and call them. And if your school doesn’t have a team I would get together a bunch of people from your school together, the school is much more likely to listen to a bunch of students and parents than just yourself. I started up the equestrian team at my school and it can be hard to do, try to get a backing by other local teams, if there is a precedent your school is more likely to listen. Also, you probably won’t be able to be a varsity sport your first few years, we weren’t.
Anyways, I can tell you a bit about what we do, through MIHA, there are no try-outs, we are not allowed to make cuts, however there is such a thing as a “non-riding member”- we can ‘suggest’ that they not ride for the team but be a part of it and learn more about horses and help out with grooming, cleaning etc. We only have three regular season competitions, horse shows are expensive and we can’t have too many. We only train (because of MIHA rules) for a month or so before our first meet, so although we all train year-round with our own trainers we only have a short amount of time to come together and prove ourselves as a team.

hope this all helps! good luck!(:

Hunter S. Thompson obituary

Premium Players And Insurance Policies

The University of South California is in possession of one of the most highly insured college football teams around for a very long time. A majority of the football pros insured through a sports health insurance package offer well over ten million dollars worth of medical and catastrophic coverage.

There are also a number of other very popular football players that are also in the process of obtaining the best, most comprehensive insurance policy to cover themselves in case of injury and for unforeseen catastrophic injuries should they sustain any in the future due to the sport of football.

However, this quest is easier to speak than do because while they are searching for affordable health insurance to compensate them and their families later in life due to a major injury these insurance policies are anything but affordable. In today’s climate medical insurance has become a necessary part of playing football even on the college level.

In most cases these very expensive medical insurance policies are for the catastrophic life-long injuries that will prevent a popular sports figure from ever indulging in his preferred sport of choice again. However, when the individual becomes married and begins to start a family this very valuable individual health insurance policy will also extend to protect the family members through the payout.

Any Heisman trophy winner is a definite candidate for these power rolling ten million dollar insurance policies to provide lifelong protection and a guaranteed income, granted limited, for the future of the individual.

Many of these insurance policies are not direct, but indirect through an underwriter, but the effect and power it carries is still very much the same. This phenomenon has grown tremendously over the years and is as popular with the popular football player on the college level as it has definitely become on the professional level.

This is explainable nicely when they comment on how today these very pricey health care insurance policies are as important to the various football players as their made to fit helmets, specialized mouth guards, and specially padded shoulder pads made to order for each and every individual.

Just how this will all play out in the future is uncertain, because there can come a time when a particular popular player becomes so expensive to draft into a professional team that some may want to rethink this procedure.

There are other teams that are reaching the twenty million dollar range and that may be a good thing for the individual player, but what will happen to other professional football players who are not ready to afford such a luxurious insurance policy.